<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>9712</termId><termName>Préstamos hipotecarios</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>INDICES DE MATERIAS</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Préstamos hipotecarios</termSortkey><termNote label="Scope"><![CDATA[ <p>Se puede usar con un subencabezamiento geográfico</p> ]]></termNote><termNote label="History"><![CDATA[ <p>Revisada el 10 de mayo de 2019</p> ]]></termNote><termNote label="Source"><![CDATA[ <p>CDU: <strong>347.27</strong></p> ]]></termNote><termNote label="Source"><![CDATA[ <p>Fuente: <strong>USE</strong></p> ]]></termNote><termCreatedDate>Préstamos hipotecarios</termCreatedDate><relation><relationType>UF</relationType><termId>9723</termId><termName>Crédito hipotecario</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>9724</termId><termName>Préstamos para ventas y transmisiones de inmuebles</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>9579</termId><termName>Área 03. Derechos reales</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>5234</termId><termName>Hipotecas</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>9725</termId><termName>Bancos hipotecarios</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>5115</termId><termName>Crédito agrícola</termName><termType>PT</termType></relation></term>  </Zthes>