<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>5198</termId><termName>Área 3. Mercados, instrumentos y operaciones financieras</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>INDICES DE MATERIAS</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Área 3. Mercados, instrumentos y operaciones financieras</termSortkey><termCreatedDate>Área 3. Mercados, instrumentos y operaciones financieras</termCreatedDate><relation><relationType>BT</relationType><termId>4911</termId><termName>SISTEMA FINANCIERO (Índice)</termName><termType>TT</termType></relation><relation><relationType>NT</relationType><termId>2287</termId><termName>Acciones (Títulos de sociedad)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>2288</termId><termName>Agentes de cambio y bolsa</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5231</termId><termName>Análisis financiero</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>2282</termId><termName>Bolsa de valores</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5232</termId><termName>Cartera de valores - Gestión</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>2039</termId><termName>Comisionistas y corredores</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>15849</termId><termName>Criptomoneda</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5079</termId><termName>Empresas - Finanzas</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>2536</termId><termName>Finanzas internacionales</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5275</termId><termName>Finanzas personales</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5256</termId><termName>Futuros financieros</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5265</termId><termName>Gestión del riesgo</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>2293</termId><termName>Inversiones</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5199</termId><termName>Mercado financiero</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5170</termId><termName>Mercado monetario</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5257</termId><termName>Microcrédito</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>15590</termId><termName>Negocios y política</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5222</termId><termName>Opción (Contrato)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>2291</termId><termName>Operaciones de doble opción</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5228</termId><termName>Plan opcional de compra de acciones</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5211</termId><termName>Sociedades - Finanzas</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5157</termId><termName>Sociedades de inversión</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5251</termId><termName>Swaps (Finanzas)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>5206</termId><termName>Valores de renta fija</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>2292</termId><termName>Valores mobiliarios</termName><termType>PT</termType></relation></term>  </Zthes>