<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>2407</termId><termName>Préstamos personales</termName><termType>TT</termType><termLanguage>es</termLanguage><termVocabulary>INDICES DE MATERIAS</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Préstamos personales</termSortkey><termCreatedDate>Préstamos personales</termCreatedDate><relation><relationType>RT</relationType><termId>2127</termId><termName>Crédito al consumo</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>2327</termId><termName>Sociedades de crédito hipotecario para viviendas</termName><termType>PT</termType></relation></term>  </Zthes>