<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>16637</termId><termName>Riesgo</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>INDICES DE MATERIAS</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Riesgo</termSortkey><termNote label="Scope"><![CDATA[ <p>Indirecta. La materia puede ir seguida de un nombre geográfico</p> ]]></termNote><termNote label="History"><![CDATA[ <p>Modificada el 27 de mayo de 2024</p> ]]></termNote><termNote label="Source"><![CDATA[ <p>Fuente: <strong>USE</strong></p> ]]></termNote><termNote label="Source"><![CDATA[ <p>CDU: <strong>330.131.7</strong></p> ]]></termNote><termCreatedDate>Riesgo</termCreatedDate><relation><relationType>BT</relationType><termId>16581</termId><termName>Área 3. Conceptos fundamentales de Economía</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>17363</termId><termName>Probabilidades</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>17364</termId><termName>Economía política</termName><termType>PT</termType></relation></term>  </Zthes>